CHOOSING THE RIGHT BANK

Banking organizations are multiplying at such a speed that it has become difficult to choose one’s bank. There is no miracle recipe, but rather a whole structured approach to follow, one that’s well explained at ADC Banques among others. You must determine your needs before choosing your bank. Your profile and lifestyle are also important criteria that should influence your choice of bank (age, professional situation, income, assets).

Some people take banking rates into consideration in their choice. In addition to this point, it is important to check the quality, but also the diversity of the services offered. Remember to check the following points: basic services, additional services, means of payment, savings products, location, etc.

CHOOSING THE RIGHT BANK

BANKING OPERATIONS

LOAN INSURANCES

They provide security for the lender’s money in the event of death, disability or job loss. When one of these events occurs, the insurer reimburses the loan maturities, in whole or in part.

ONLINE BANKING

Online banks are pure play companies while traditional banks offer their services in physical branches. They still offer the same services: online lending, online credit, online savings.

BANK INVESTMENTS

Invest your savings in a passbook, a term account, a life insurance, a PEA or a Perp… Different financial investments meet different needs: capital placement, seeking income…

ASSET MANAGEMENT

Banks can help you manage your assets by giving you advice that takes into account your professional, economic situation. It is a question of managing it according to the profile of the assets and the person.

CREDIT COMPARATOR

Online tools to compare offers for consumer credit, real estate credit, credit repurchase, credit without proof and personal loans. You will receive the funds after you submit your file to a credit organization.

INVESTMENT BANKING

An investment bank, or a division of the bank, provides its services to large companies to accompany them. It differs from investment banking in that it deals mainly with financial investments. More on annuaire-banques.com.

BANKING AND FINANCIAL : WHAT'S NEW ?

BANK LOANS

MORTGAGE LOAN

MORTGAGE LOAN

A home loan is often a loan of a large sum of money for the purchase of a property. In online credit, the rate of real estate loan can be fixed or revisable.

AUTOMOTIVE CREDIT

Automotive credit is one of the most preferred forms of credit for individuals to finance the purchase of vehicles. All you have to do is meet the various criteria required to take advantage of this credit offer.

AUTOMOTIVE CREDIT
WORK CREDIT

WORK CREDIT

The work loan is designed to finance the various works on your home. It is useful when you decide to build your home or do renovation or improvement work.

PARTICIPATORY MODEL

Fed up with banks and their financial products, you can turn to another credit institution, an alternative to banks that gives meaning to your loan and investment.

PARTICIPATORY MODEL